Residential & Consumer Investment Lending
First Carolina Bank offers a full line of loan products designed around you. Each product allows flexibility with quick, timely responses. Whether you need a mortgage, line of credit, or other loan products, we have the right person to assist you.
Home Mortgage Lending
- Buy
- Refinance
- Improve
- Cash Out
Residential Construction-Permanent Loans
- One-time-close
- Interest-only payments during construction
Land Loans
- Residential Land
- Raw Land
- Farm Land
Condo, Townhouse and Condotel
- Condo Questionnaire Not Required
- Non-Warrantable Condominiums
- Primary, Secondary or Investment
Jumbo Loan & Construction Perm
- One-time-close
- Up to $2,000,000.00
- Primary or Secondary Homes
Residential Rental Properties
- Buy
- Refinance
- Improve
- Cash Out
Manufactured Home with Land
- Primary or Secondary Investment Property
- Up to $250,000.00
- Permanent Foundation
LET US HELP YOU with a mortgage - click here
First Carolina Bank NMLS # 529977
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